Zero Cost Credit Card Processing—Surcharging | NXGEN

Zero Cost Credit Card Processing

Pay 0% on All Credit Card Transactions

Calculate Your Savings

Find out how much you will save

About how much do you process in credit card payments each year?

Enter total in dollars


Two different payment solutions based on type of your business

Government and Education

Intelligent rate is designed for GOVERNMENT AND EDUCATION. Instead of a flat percentage, Intelligent Rate automatically calculates the service fee appropriately to the true cost while the consumer is typing in their card information. Lower your customer’s transaction fee while you eliminate yours.


Zero Cost Credit Card Processing is designed for ALL BUSINESSES. Allows you to keep 100% of the amount of your sale on credit cards. Accept all the Credit Cards you want for 0%. Pay only on debit cards transactions. Zero Cost Credit Card Processing technology takes the guess work out of surcharging keeping you fully compliant.

Completely Free Processing for Government and Education

Our Solution for Government & Institutions is Free!

  • No monthly fee
  • Pay 0% on all credit cards
  • Pay 0% on debit cards

Get Started with Intelligent Rate

Zero Cost Credit Credit Card Processing for Businesses

Pay 0% on all Credit Card transactions - any merchant, any-Time, any place.
Imagine accepting credit cards for 0%. For many businesses, this savings amounts to thousands of dollars per month.

  • One low monthly fee
  • Pay 0% on all credit cards
  • Only pay for debit cards

Get Started with Zero Cost Credit Card Processing

Get in touch with NXGEN
  • This field is for validation purposes and should be left unchanged.
COVID-19 Support SBA Assistance