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The History of Credit Cards and Credit Card Terminals

In the early 1900s, the idea of credit cards took important step forward, when oil companies, department stores, and other large businesses began offering their own proprietary cards, which could be used by customers at those specific stores. In many ways, these proprietary cards were the true forefather of credit cards, even though they were confined to a closed system (i.e. they could only be used with one specific merchant rather than with a wide variety of merchants.)
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