Pay 0% on All Credit Card Transactions

Eliminate your credit card transaction fees while
helping your customers lower their transaction costs

Get Started with 0% Processing

Pay 0%

On All Credit Card Transactions Yes, you read that correctly. Stop paying expensive fees and instantly improve profit margins.

Calculate Your Savings

About how much do you process in credit card payments each year?


Enter total in dollars


To determine your exact savings, reach out to a NXGEN account consultant to discuss the many factors that go into your processing costs

Patent-pending technology
helps your customer’s save
on transaction costs.

No long term contract.
No termination fee.
Zero new equipment cost.

Mobile payments.
Online integration.
Seamless reporting.

Two different payment solutions based on type of your business


Designed for GOVERNMENT AND EDUCATION. Instead of a flat %, Intelligent Rate automatically calculates the service fee appropriately to the true cost while the consumer is typing in their card information. Lower your customer’s transaction fee while you eliminate yours.


Designed for ALL BUSINESSES. Allows you to keep 100% of the amount of your sale on credit cards.  Accept all the Credit Cards you want for 0%.  Pay only on debit cards transactions.  Zero Cost Credit technology takes the guess work out of surcharging keeping you fully compliant.

Our Solution for your Business Type

For Government & Institutions

Our Solution for Government & Institutions is Free! 


  • No monthly fee
  • Pay 0% on all credit cards
  • Pay 0% on debit cards

Help Your Customers Reduce their Transaction Fees

Different card types cost different transaction fees. For example, cards with extensive rewards cost much more than debit cards.  Go beyond flat percentage rate fee. Instead, CardX automatically prices the transaction fee to the actual cost of the card type.


  • Give your customers real-time information about savings
  • Help your customers choose a form of payment with lower costs

In real-time, CardX calculates the cost of the card type the consumer is using.

For All Business and Industries

Pay 0% on all Credit Card transactions: Any Merchant, Any-Time, Any Place

Imagine accepting credit cards for 0%. For many businesses, this savings amounts to thousands of dollars per month.


  • One low monthly fee
  • Pay 0% on all credit cards
  • Only pay for debit cards

Contact Us Today

Lower your customer's transaction fee while you eliminate yours.
Start Today


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