Surcharging—Zero Cost Credit Card Processing | NXGEN

Zero Cost Credit Card Processing

Pay 0% on All Credit Card Transactions

Get Started

Eliminate credit card processing fees? We know, it’s crazy.

A fully compliant service fee solution that reduces transaction cost by creating incentives for consumers to make lower-cost payment choices. Zero Cost Credit Card Processing technology determines the card type in real time and prices the service fee in proportion to the transaction cost, improving affordability for cardholders. This is a “revenue-neutral” card acceptance solution allowing your customers to choose the fee they pay. For eligible industries and businesses, you can process card-not-present transactions at 0% cost.

Two different payment solutions based on type of your business

Government and Education

Intelligent rate is designed for GOVERNMENT AND EDUCATION. Instead of a flat percentage, Intelligent Rate automatically calculates the service fee appropriately to the true cost while the consumer is typing in their card information. Lower your customer’s transaction fee while you eliminate yours.


Zero Cost Credit Card Processing is designed for ALL BUSINESSES. Allows you to keep 100% of the amount of your sale on credit cards. Accept all the Credit Cards you want for 0%. Pay only on debit cards transactions. Zero Cost Credit Card Processing technology takes the guess work out of surcharging keeping you fully compliant.

Completely Free Processing for Government and Education

Our Solution for Government & Institutions is Free!

  • No monthly fee
  • Pay 0% on all credit cards
  • Pay 0% on debit cards

Get Started with Intelligent Rate

Zero Cost Credit Credit Card Processing for Businesses

Pay 0% on all Credit Card transactions - any merchant, any-Time, any place.
Imagine accepting credit cards for 0%. For many businesses, this savings amounts to thousands of dollars per month.

  • One low monthly fee
  • Pay 0% on all credit cards
  • Only pay for debit cards

Get Started with Zero Cost Credit Card Processing





Related Products



All-In-One Elo PayPoint

Oracle Micros

VX 820 duet

iSC Touch 250

Ingenico iPP320

iWL 255

Verifone VX520

Ingenico ICT250

Ingenico ICT220

Get in touch with NXGEN
  • This field is for validation purposes and should be left unchanged.
COVID-19 Support SBA Assistance