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7 Ways To Make Mornings Work For You

Do your mornings leave you stressed out and exhausted before the day even starts? Here are seven strategies to make your mornings work for you so you can be more productive, have more energy, and start your day cool, calm, and collected. GET UP EARLIER Don’t fool yourself into thinking you can do an hour’s […]

Inspirational Quotes From Successful Leaders

Looking for inspiration? We’ve put together some of our favorite inspirational quotes from successful leaders. Everything from thoughts on success, creating opportunities and trust. While it is easy to focus on others’ successes, have you ever stopped to think about what it takes to get there? On the path to success, you will find plenty […]

How Small Retailers Can Accept All Card Types

Small retailers often put off the idea of accepting card payments for several reasons. From high startup costs, to monthly fees that add up, credit card acceptance is a big decision for small businesses. Luckily, with SumUp there are no monthly fees. You only pay a fee per transaction, with no flat fees. Now more […]

How to simplify your eCommerce payments

You can run your business from anywhere these days, but does your eCommerce payment gateway do the same? Especially in the retail, restaurant and service industries, there is a need for a flexible, secure payment solution you can count on to go wherever your business grows. Now you can simplify eCommerce payments with Converge. A payment solution […]

The Future of Parking & Payments

Parking meters made their debut in 1935. At that time, parking meters allowed municipalities to collect money in exchange for vehicles to be parked for a set amount of time. At the same time, it created the inconveniences of forcing motorists to locate change wedged in between seats to feed the meter, while also keeping […]

NXGEN is proud to announce the advancement of two key people in the Operations Division.

NXGEN is Growing! NXGEN is proud to announce that we have promoted Lead Customer Service Specialist, Andrea Rennaker to the position of Sales Operation Manager. Ms. Rennaker’s vast experience with the company has garnered her tremendous respect from both her team and the entire Operations Divison. A large part of Ms. Rennakers immediate efforts will […]

Meet Our EMV Pay At The Table Solution

Secure. Convenient. Efficient. Effective. eThor lets merchants connect their EMV certified Poynt device to their existing POS solution, so they can perform EMV pay at table transactions. What is EMV? EMV is a global standard for credit and debit payment cards based on chip card technology. Pay At The Table? That’s right. Other countries started […]

How Businesses Can Eliminate Credit Card Processing Fees

In business every dollar counts. Absorbing the cost of credit card processing fees (often up to 4%) can make a real impact on a small business’ bottom line. Did you know there is a way to eliminate your credit card processing fees Eliminate credit card processing fees? We know, it’s crazy. What Is Surcharging & […]

NXGEN Opens Office to Serve Northeastern Region of the U.S.

MAY 2018 – Whitefish, MT based payment services company, NXGEN International, recently opened an office to serve the Northeastern region of the United States. Slated to head up the Northeastern sales team are Tim Chew, and Bob Baker. Chew brings over 20 years of sales and sales operations experience and an in-depth understanding of how to […]

5 Trends to Know About eCommerce in 2018

Written by: Ian Drysdale, Global eCommerce Leader at Elavon January is a time when businesses around the globe set their sights on making 2018 the best year yet for business. A smart way to plan is by taking note of upcoming trends that your customers can use to bolster sales, organize their data, and offer their […]

EMV Upgrade Deadline Extended For Gas Stations

Chip card technology has been the most far-reaching change to payments in the last 60 years in the U.S. While nearly 1/3 of all businesses now accept chip cards, the fuel segment has its own unique challenges. The EMV migration deadline for gas stations was recently extended from October 2017 to October 2020. “Switching over […]

California Small Businesses Win In Credit Card Surcharge Ban Case

A three-judge panel of a federal appellate court upheld the merchant challenge to California’s ban on credit card surcharges. The ruling represents at least a partial win by merchant groups seeking to overturn state bans on surcharges, especially when such laws attempt to regulate how merchants communicate different prices for cardholders and cash users. A case […]

4 Reasons to Take Your Business Global

Ready to go global? The stats and the business are there to support your decision. Here are just a few reasons to take your business global. Global Electronic Payments Growth European payment transactions are expected to grow to $55 billion in 2018 (up 55% from 2012). Latin America will grow to $22 billion, Canada to […]

The 6 Steps of Credit Card Processing

Have you ever wondered exactly how credit card processing works? The behind-the-scenes details of payment processing involve a number of financial institutions. The payment process from your point of view as a merchant is a bit simpler, however. Below are the six basic steps of accepting credit card payments. 6 Steps of Credit Card Processing […]

PCI Compliance & The Importance of Secure Payment Processing

If you are lucky enough to have never experienced a security breach, then PCI compliance might seem like nothing more than a nuisance. As far too many companies have found out the hard way, however, this is simply not the case. Let’s take a look at a few of the most important reasons to take […]

3 Factors To Consider When Selecting an Online Credit Card Processing Company

One of the most important financial partners that you choose when managing your business — on par, even, with your company’s banking institution — is your credit card processor. And the ubiquity of credit cards, explosive growth of e-commerce and move towards cashless companies ensure that this is not going to change any time soon. […]

Why Should My Small Business Accept Credit Cards?

Roughly half of all small businesses in the US don’t yet accept credit cards. So how do you know if your small business should accept credit cards? Here are 6 reasons you should consider accepting credit cards. Customer Experience Customers who are able to pay using their preferred method are more likely to walk away […]

What is a Credit Card Convenience Fee?

Credit card convenience fees are quite similar to surcharges — and, in fact, both fees serve very similar purposes. Whether you, as a merchant, are levying a convenience fee or a surcharge, your goals are probably 1) to offset the costs associated with accepting credit cards, and 2) to encourage customers to pay by a […]

Is credit card surcharging legal in my state?

Is credit card surcharging legal in my state? The answer is, probably. It is currently legal to surcharge in 44 states. Merchants who surcharge in approved states still have rules and regulations that they must follow. In many instances, they may not be surcharging correctly. This is why it is so important to work with […]

The Pros and Cons of Credit Card Surcharging

Surcharging offers big benefits to the merchant while also posing a few potential challenges.  Let’s look at the pros and cons of  credit card surcharging to help you decide if zero cost credit processing is right for you. Is it legal to surcharge? Today, the payment method of choice for many consumers is credit cards. […]

How do I Set Up an Online Store?

You made the decision to set up an online store. You are in good company. Annual e-commerce sales are predicted to total nearly 2 trillion dollars in 2017.  This number is greater than the entire GDP of every nation on earth except for the US, China, Japan, Germany, the UK, India, France, and Brazil! In […]

4 Reasons to Launch an Online Store

If you are considering starting an online store, now is the moment to act. There has never been a better time to break into the world of e-commerce. The online technology that supports e-commerce is simultaneously becoming more affordable and more advanced.  Consumers are spending more and more money through the internet every year. Whether you […]

3 Ways To Use Promotional Cards to Drive Business

Using promotional cards to drive new business is a smart way to promote and bring greater awareness to your brand. Below are three great tips for implementing gift, loyalty or promotional cards into your business strategy. Promotional cards can have a dramatic impact on your business; they promote your business to new customers, keep loyal […]

The History of Credit Cards and Credit Card Terminals

In the early 1900s, the idea of credit cards took important step forward, when oil companies, department stores, and other large businesses began offering their own proprietary cards, which could be used by customers at those specific stores. In many ways, these proprietary cards were the true forefather of credit cards, even though they were confined to a closed system (i.e. they could only be used with one specific merchant rather than with a wide variety of merchants.)
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