Payment Services Blog | NXGEN


The History of Credit Cards and Credit Card Terminals

In the early 1900s, the idea of credit cards took important step forward, when oil companies, department stores, and other large businesses began offering their own proprietary cards, which could be used by customers at those specific stores. In many ways, these proprietary cards were the true forefather of credit cards, even though they were confined to a closed system (i.e. they could only be used with one specific merchant rather than with a wide variety of merchants.) read more

The Smart Terminal is the Future of Payments for Small Retailers

Poynt offers an exciting new way for businesses and organizations to accept payments. The industry most influenced by this innovation in taking payments is retail. Function meets form in a new kind of wireless smart terminal that allows you to take the checkout to your customers. The modern world is an on-the-go lifestyle, and small […] read more

3 Ways to Accept Credit Card Payments

Accepting credit card payments is a non-negotiable necessity in this day and age. If your business lacks the capability to make such transactions, you risk losing quite a bit of business: not only will a certain percentage of customers who were planning on using their cards walk out, but these former customers may also spread […] read more

The Rules of Surcharging Have Changed

In the world of Credit Card Processing, the rules have changed again, and this time, in the merchant’s favor. It is now legal to apply a surcharge or “checkout fee.” So what is a surcharge?  A surcharge is an additional fee added to the total purchase amount to cover the cost of the credit card […] read more

10 Ways to Lower Your Credit Card Processing Fees

Below are ten ways you can lower your credit card processing fees. Many factors cause your monthly statements to be higher: card present versus card not present, improper transaction habits, PCI compliance, the environment that you process in, and sometimes just having the wrong processor. Consumers love purchasing goods and services with credit cards and […] read more

How Payment Processing Works (And 4 Common Mistakes to Avoid)

Though it’s not necessary to be an expert regarding the ins and outs of payment processing in order to run a successful business and accept credit card payments, it is advisable to develop a basic understanding of how the process works. This will help you make the right choices for your company. In this article, […] read more

Convenience Fees: Everything You Need To Know

Convenience fees can be used to help offset some or all of the costs of payment processing to the consumer but there are significant limitations and rules to keep in mind. This article will explain convenience fees, the guidelines when imposing, and important exceptions for government and education industries. Most consumers love their credit cards […] read more

Virtual Terminals for Credit Card Processing

Businesses today have many different options for credit card processing and virtual terminals is a great one. Countertop terminals have long been the norm, but virtual terminals are becoming increasingly popular and here is why. What is a virtual terminal? A virtual terminal is a web-based platform that allows you to process transactions using your […] read more

NXGEN serves proudly on the Whitefish Chamber of Commerce

June 16, 2016  – Whitefish and Columbia Falls Chamber of Commerce jointly hosted the monthly social at the newly remodeled Glacier Discovery Center. During the social, Jenny Rifkin, NXGEN Partner Development Manager was presented with her official Chamber Ambassador Vest and name tag by Tony Veseth with Whitefish Farm Bureau Insurance and Whitefish Chamber of Commerce Board […] read more

Processing Point Inc. Announces ISO Partnership with NXGEN

[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] CARLSBAD, Calif. – July 27, 2016 – PRLog — Processing Point, Inc., maker of the uAccept™ all-in-one, processor neutral and EMV capable POS system, is pleased to announce it has joined forces with NXGEN. The agreement allows NXGEN to place merchants under existing Processor-ISO relationships, […] read more

NXGEN, A Small Town Tech Company, Wins Industry’s Top Award

[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] Whitefish, MT – June, 2016 – NXGEN, a tech company that delivers state of the art payment solutions to merchants globally, was recently awarded 2016 ISO of the Year by the Electronic Transaction Association (ETA), the leading trade association in the payments industry. NXGEN, founded […] read more

Less Than 9% of Small Businesses Owners Have Adopted EMV

On Oct. 1, companies like Mastercard, Visa, Discover and American Express will implement what’s called a “liability shift.” That means that business owners who do not upgrade their systems to accept new EMV chip card technology at their point of payment will be liable in cases of credit card fraud. Chip cards, which look like a regular […] read more

EMV Liability Shift

There will be a major EuroPay, MasterCard, and Visa (EMV) liability shift to merchants on October 1, 2015: merchants not using EMV-enabled credit card terminals or point of sale (POS) systems will bear the liability for credit cards bearing a computer chip when fraud is involved. Although EMV compliance is not mandatory, the EMV liability […] read more

Shift happens- Will you be ready?

One of the most talked about changes in the world of payment acceptance this year will be the liability shift that goes into effect October 1, 2015. To provide enhanced payment card data security, the major card brands have been pushing for widespread EMV adoption in this country for years. Shifting the liability for acceptance […] read more

NXGEN Appoints John Barrett as President of North American Sales

February 2015 – NXGEN International, the payment services company, today announced that John Barrett has joined the company as President of NXGEN Payment Services.  Barrett brings over 20 years of sales and sales operations experience and an in-depth understanding of how to drive incremental revenue within sales, channel and customer organizations.  In his new role at […] read more


By PYMNTS @pymnts What’s Next In Payments® 6:15 AM EST January 28th, 2015 By now, we know that fraud related to counterfeit cards has essentially been eliminated in countries where EMV has been widely adopted. Incidences of two other types of fraud – lost/stolen and card-not-present fraud – have also been reduced in these areas, specifically where […] read more

International Expansion Part of Firm’s DNA

‘WE ARE the only company in the world able to process business in the United Kingdom, Canada, the United States and Italy from here in our headquarters in Whitefish.’ Giuseppe Caltabiano, president NXGEN Payment Services’ path to success has been solidly paved with the Whitefish-based company’s strategy for creating lasting relationships with its customers. “We […] read more

Whitefish Chamber of Commerce – Business of the Year

Every year the Whitefish Chamber of Commerce holds an annual dinner honoring the citizens and businesses of the year.  The Business of the Year award recognizes an organization with outstanding leadership and citizenship in the community, while demonstrating exemplary vision, civic pride and commitment to the betterment of our local society.  Businesses, non-profits, and volunteers […] read more

ATTA and NXGEN Further Partnership by Inking Global Deal to Significantly Expand Payment Services Footprint

Click here for the original article here. ==== April 28, 2014 – Canada, USA, United Kingdom, Italy – Adventure Travel Trade Association (ATTA) and NXGEN International have announced a global expansion to their partnership. ATTA and NXGEN have been partnering in the USA since 2011, providing payment services to members, and have now furthered the […] read more
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