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The History of Credit Cards and Credit Card Terminals

The History of Credit Cards and Credit Card Terminals

In the early 1900s, the idea of credit cards took important step forward, when oil companies, department stores, and other large businesses began offering their own proprietary cards, which could be used by customers at those specific stores. In many ways, these proprietary cards were the true forefather of credit cards, even though they were confined to a closed system (i.e. they could only be used with one specific merchant rather than with a wide variety of merchants.)

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3 Ways to Accept Credit Card Payments

3 Ways to Accept Credit Card Payments

Accepting credit card payments is a non-negotiable necessity in this day and age. If your business lacks the capability to make such transactions, you risk losing quite a bit of business: not only will a certain percentage of customers who were planning on using their...

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The Rules of Surcharging Have Changed

The Rules of Surcharging Have Changed

In the world of Credit Card Processing, the rules have changed again, and this time, in the merchant's favor. It is now legal to apply a surcharge or “checkout fee.” So what is a surcharge?  A surcharge is an additional fee added to the total purchase amount to cover...

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10 Ways to Lower Your Credit Card Processing Fees

10 Ways to Lower Your Credit Card Processing Fees

Below are ten ways you can lower your credit card processing fees. Many factors cause your monthly statements to be higher: card present versus card not present, improper transaction habits, PCI compliance, the environment that you process in, and sometimes just...

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